Affinion Gorup's PrivacyGuard

Privacy Guard Could someone really steal your identity? A recent Federal Trade Commission report showed that identity theft is the number one consumer complaint for eight years in a row. Often, identity theft strikes people with a good, solid credit history – people who may suddenly find they are facing unauthorized bills for thousands of dollars.

 

Benefits for PrivacyGuard members include:

Credit Report

  • Combined merged and sorted triple-bureau report. Available online and offline.

Credit Score

  • Triple-bureau credit scores available from all of the three major credit reporting agencies.
  • Credit score is presented as a score, a percentage ranking within the USA, and on a five star system. A detailed analysis of the key factors influencing the score in both a positive and a negative way are presented to help the member understand what impacts the score.

Credit Alert

  • Single-bureau monitoring available daily. Available online and offline.
  • Positive notifications sent quarterly if no changes have occurred in a member’s record.

Fraud Insurance

  • A member is covered up to $10,000 in Fraud Insurance Coverage with no deductible. Insurance coverage includes: lost wages, legal expenses, re-filing applications for credit and notarizing affidavits.

Identity Fraud Resolution Service

  • Victims that call the Identity Fraud Resolution service will be immediately assigned a Caseworker who will assist victim in taking the appropriate steps to clearing good  name.

Toll-free Credit Information Hotline

  • Credit experts trained under the Fair Credit Reporting Act Guidelines are available to explain reports line by line with members.

Driver Search

  • Access to driving record from current and past States. Long-term benefit to potentially reduce car insurance rates.

Social Security Search

  • Access to individual’s Social Security account to confirm future payments are accurate.
  • Total Social Security points accumulated. Total dollars contributed by year.

Medical Record Search

  • Access to medical information on file at the Medical Information Bureau.
  • Life and Individual Health Insurance Application and claim history.

Credit Card Registry with Lost and Stolen Reporting

  • Toll-free access, 24 hours a day, 7 days a week, to promptly cancel and replace all cards, whether pre-registered or not.

Read our Member Survey Testimonials
Visit the PrivacyGuard Web site.
Customer Service: 877-202-8828